Wednesday, January 2, 2013

San Mateo County: 2012 Short Sale and Foreclosure Roundup


As the year comes to a close you may be wondering what the foreclosure and short sale market looks like in San Mateo Clara County. In a word, things are pretty quiet. The numbers of sales are down. Here is what it looks like:
Santa Clara County Short Sales
Closed sales from June 1,2012 to Dec 26, 2012:  


Compared to the first 6 months of 2012:

Bank owned: 387

Current Active Sales:
Bank Owned:  17

Current Pending Sales:

As you can see there has been a large drop off in REO sales with a slight increase in short sales.
I expect a decrease in both short sales and foreclosures as San Mateo County home values increase, loan modifications increase, and the Homeoner's Bill of Rights takes effect in 2013. As prices increase fewer homeowners are underwater, and the need for short sales and foreclosures decrease. Also, the tax exemption of the debt forgiveness on short sales and foreclosures expires at the end of 2012. This will be a big incentive for homeowners to try to hold on until they are no longer underwater.

If you have any questions about San Mateo County Short Sales or Foreclosures please feel free to contact me.
Marcy Moyer
marcy@marcymoyer.com
D.R.E. 01191194
650-619-9285

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